If you buy a car and fail to keep up
with your payments there won`t be a gentleman from the finance company opening
an office in your area to enquire why you`ve missed the payments. You`ve broken
the contract and the car will be repossessed. As many have and are discovering
the same applies to those who default on their mortgages. Their properties are
repossessed. It is obvious of course that generally but not exclusively those
defaulters are nearer the middle or lower levels of income distribution than
the higher. And it can be said that their loans were based on income and/or
credit rating. The loans were freely entered into and both parties to the deal
considered, in theory at least, that disposable income was sufficient to
service the amount. They might even have been offered various insurances to
indemnify themselves against unemployment.
Fines imposed at court are for breaking
the law. The law is rarely hidden waiting to jump out and catch innocents going
about their daily business. When it did became widely known that the law was
behaving in just that fashion the speed cameras were painted yellow to ensure
justice was seen to be done. Fines in this country are calculated according to
ability to pay. Depending on how the figures are analysed there is general
agreement that at least half a billion pounds is owed in unpaid fines. Of
course that amount is akin to water flowing into a bath with the plug out. It
will never be completely empty of water so long as the taps are open; for taps
read fines imposed daily. In some southern states of America if, after all
attempts at getting unpaid fines in have failed, imprisonment on the basis eg
of $1 unpaid = one day inside is actioned . I have witnessed such sentencing.
It is quick and effective. There is none of the shilly shalishing that is the
approved procedure here to get in what`s owed. But for a multitude of reasons
the American example will never be considered here. It would be considered
illiberal for a start and the current thinking within the Justice Ministry
would be more likely to lobby to bring back hanging than undertake any new
policy likely to increase the jail population. So once again we have the tail
wagging the dog until perhaps the “Daily Believe It” publishes the scandal of
fines remitted annually owing to offenders being considered unable ever to meet
their obligations this side of 3000 A.D.
But all that was supposed to change some eight years ago in Widnes where the local council and Her Majesty`s Court and Tribunal
Service opened a fines surgery for defaulting offenders to be
encouraged to come up with at least some of the readies owed for their own law
breaking. The tail is not just wagging the dog; the inmates are running the
asylum. Ah!..........I overlooked that we don`t have asylums anymore; it`s care
in the community. Anyway the experiment didn`t last long. I suppose the council found better ways to use the facilities.
And now the talk is of the abolition of custodial sentences under six months. Presumably there will be an increase in those fined. I suppose for deliberate defaulters in that event there will be empty cells for them but they won`t be available for sentencers owing to the very rare occasions when that sanction is employed and as rare as hens` teeth for any sentences of more than a couple of weeks.
The MOJ is pursuing cheap digital justice in the lower court. Nothing else matters. What sad times for us all.